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Life & Health
There is nothing more important than you or your family’s health and safety. Protect it with Global Green Insurance’s Policies
Life Insurance
There are many different types of life insurance, but most can be placed into one of two categories: term insurance and permanent insurance. Term insurance is designed to meet temporary needs and only pays a benefit if the policyholder dies during the set term. This type of insurance can make sense if there is a need for coverage that will end at a specific point in time, such as when children graduate from college or debt is paid off. Permanent insurance, on the other hand, offers lifelong protection and builds cash value over time. This type of insurance can be a good option if you want to leave a financial safety net for your loved ones or have a need for coverage that will not end.
It’s impossible to say which type of life insurance is better but the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional. Contact us today to help you!
Health Insurance Information
What types of health insurance are there?
Fee-for-Service
With this type of plan, the medical professional is typically paid a fee for each service provided to the patient. Patients can see any doctor they want, and the claim is usually filed by the medical provider or the patient.
Managed Care
Various plans work differently but can include health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point-of-service (POS) plans. These plans provide comprehensive health services to their members and offer financial incentives to patients who use the providers within the plan.
Health Insurance is mandatory since January 2014. A large number of consumers are still confused about coverage, deductibles, co-payment, maximum out-of-pocket expense, etc. Give us a call to understand the coverage that fits your family’s needs.
Dental Insurance
Dental insurance encourages and generally pays for regular check-ups, many people who purchase protection start to benefit immediately. Should you ever need costly care, from filings and crowns to periodontics and orthodontics, your dental insurance will be there to provide benefits when needed.
Vision Insurance
Eye care is important for everyone, even if you have perfect vision. Proper preventative eye care can help ensure the health of your vision in the future. Vision Insurance will cover the costs of eye care. Plan features and benefits will vary depending on the provider, but features typically discounted include:
- Eye examinations
- Surgical procedures – including Lasik procedures where available
- Frames
- Lenses
- Contact Lenses
- Non-prescription sunglasses
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