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Protect your home with our insurance. See information on what we offer below.
Homeowner’s insurance protects against disasters and provides financial coverage for the home and belongings. It is a package policy, which means it covers damage to property and liability for any injuries caused by the policyholder or their family. Most disasters are covered, with the exception of damage caused by floods, earthquakes, or poor maintenance. Homeowners are responsible for maintenance-related problems.
Earthquake insurance through a separate policy or as a rider on your home policy offers you an easy way to provide an affordable layer of insurance protection that only comes into play when an earthquake strikes.
Flood damage is not typically covered under a standard homeowners insurance policy. However, you can purchase flood insurance to financially protect your home from flood damage. When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not Federally declared. Flood insurance means you’ll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid.
Renters insurance will cover the cost to replace any of your belongings that are damaged or stolen. It will also cover the cost of any additional living expenses if you are forced to leave your home due to a disaster. It covers hotel bills, temporary rentals, restaurant meals, and other living expenses incurred while your home is being rebuilt.
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